Your real number. Not your bank balance.
Your bank says $38,400. After deferred revenue, taxes, and commitments? $12,800. That's your real number.
For SaaS founders on Stripe who make decisions based on their bank balance.
14 days free. No credit card required. Built by an accountant with 7 years of experience.
You already know something's off.
You check your balance. It looks fine. But in the back of your head, you're doing math.
The annual Vercel bill is coming. You haven't set aside anything for taxes. Three customers paid annually — that revenue is spent, you just haven't delivered the service yet.
Your real number isn't $38,400. It might be $12,800. That gap is where bad decisions happen.
Try it with your own numbers
Toggle each to see what's actually yours
Is this for you?
Nett is for you if...
- You check your bank balance before making big decisions
- You have annual contracts and aren't sure how much is really yours
- You're bootstrapped or early-stage — no CFO, no finance team
- You've ever thought 'can I actually afford this hire?'
Probably not for you if...
- You have a CFO or accountant who already tracks your real cash position
- You're pre-revenue with no Stripe account yet
- You need full accounting software — Nett is a spending guardrail, not QuickBooks
- Your MRR is above $500K — you've likely outgrown this
Where your money actually goes before you spend it.
Safe-to-Spend
Your hero number. What you can confidently spend today after every obligation is accounted for. No guessing. No spreadsheets.
Runway Clock
Months until cash hits zero, calculated conservatively. Assumes zero revenue growth — the real number, not the hopeful one.
Hidden Commitments
The verbal yeses, upcoming contracts, and expenses that don't show up anywhere — until they do. Log them before they hit your balance.
Set up in under 5 minutes.
Enter your bank balance
Takes 10 seconds. Nett needs your real balance to calculate what you can actually spend.
Log your recurring costs
Payroll, hosting, tools, contractors. Takes 2 minutes.
Connect Stripe
Optional, read-only. Nett pulls your revenue, subscriptions, and deferred obligations automatically.
Get your real number
Runway, Safe-to-Spend, and a plain-English explanation of exactly where your money is.
Read-only access. We can see the numbers. We can't touch the money.
No bank login
Manual balance entry only
Read-only Stripe
Can't touch your money
Encrypted
Stripe + Supabase (AWS)
Delete anytime
No lock-in, no hostage data
Know your real number. Starting today.
Then $29/mo · Founding member price
14 days free. No credit card required.
- Real-time Safe-to-Spend
- Conservative + optimistic runway
- Stripe revenue sync
- Deferred revenue tracking
- Hidden commitment alerts
- Break-even progress
- What-if scenarios
Monday morning clarity.
Every Monday, your Weekly Pulse lands in your inbox. Safe-to-Spend, runway, upcoming commitments — in one glance. No login required.
Safe-to-Spend and runway at a glance
Upcoming commitments and alerts
Week-over-week changes, automatically
Questions founders ask.
Can I just do this in a spreadsheet?+
You can. But spreadsheets go stale — and most founders stop updating them within weeks. Nett pulls your Stripe data automatically and nudges you when your bank balance is old. The best system is the one you actually use. See the full comparison.
I already use Baremetrics / ChartMogul.+
Those tell you how your revenue is doing. Nett tells you what you can spend. Revenue tools don't subtract deferred revenue, tax reserves, or the commitments in your head. They're complementary — revenue analytics vs. financial reality. See how we compare to Baremetrics and ChartMogul.
Is my data safe? Can you touch my money?+
Read-only Stripe access — we can see the numbers, we can't touch your money or your customers. Bank balance is manual entry. No bank login required. Everything is secured by Stripe.
$29/mo feels like a lot for a cash tool.+
Start for $9 your first month — that's less than a coffee habit. One bad hire based on a misleading bank balance costs $10K–$50K. Nett pays for itself the first time it stops you from spending money you don't have. And the first 14 days are free — no credit card.
Will I actually use this after the first week?+
Every Monday morning, you'll get an email with your Safe-to-Spend, runway, and what's due this week. Most founders say that one email is worth the entire subscription.
Not ready to sign up?
Get weekly founder finance insights. No spam, unsubscribe anytime.
Go deeper.
See your real Safe-to-Spend in 60 seconds.
Where the $53K gap comes from.
14 months became 7.8. Here's the math.
The best system is the one you actually use.
Most startup failures trace back to running out of cash — not running out of ideas.
Stop guessing. Start knowing.
Your real number is waiting.
14 days free. No credit card required.